Chairman
      Joseph J. Oakes, III 
      President, Acorn Financial Services, Inc.

Vice Chairman
      Christopher T. Baker
      Chief Operating Officer. Baker Residential

Treasurer
      John T. Shanahan, CPA 
      Retired Partner, KPMG, LLP

Board Secretary
      Frank D. Casciano, Esq. 

Trustees

H. Dean Benner 
Managing Director
Head of Insurance Fixed Income Mgmt.
Deutsche Asset Management

William J. Cosgrove
Director, Hudson City Bancorp, Inc.

Kevin Cummunigs
President and CEO
Investors Saving Bank

Br. Ralph Darmento
Deputy Superintendent of Schools
Archdiocese of Newark

Floyd J. Donahue, M.D.

William P. Fitzpatrick
Vice President, Treasury
Mack-Cali Realty Corp.

Julia Greifeld

Rev. Msgr. Robert E. Harahan, STD
Pastor, St. Elizabeth of Hungary Parish
Wyckoff, NJ

Clarence G. Kehoe, CPA
Partner, Anchin, Block & Anchin, LLP

Frederick B. Krom, III

Kenneth F. Kunzman
Senior Partner, Connell Foley, LLP

Robert E. La Blanc
President, R. E. La Blanc Associates, Inc.

James J. Lee, III
President
James J. Lee Investement Advidors LLC


Anthony M. Linn
President, PERT Associates, Inc.

James H. Lynch, Jr., Esq.

Brian D. McAuley
Chairman, Imagine Tile

Edward McMahon
Senior Vice President
Member Firm Relationship Management
New York Stock Exchange, Inc.

James P. McTernan
Managing Director
Millenium Partners, LLC

Rebecca Dwyer Morano
Board Member, Dwyer Family Foundation

Ronald J. Mount

H. John Schank. II Esq.
Director, Gibbons P.C.


James Spanarkel
Wealth Management Advisor
Merrill Lynch

Diego R. Visceglia, Esq.
President, Summit Associates, Inc.

John C. Walton
Chairman, DVUV, LLC

Executive Director
      Gerard O'Connor